An in-depth analysis of the lender Goprime Mortgage Inc

Shopping for a mortgage can be an intimidating process, especially when it comes to choosing the right lender. But that’s why we are here. In this Goprime Mortgage Inc review, we will cover everything you need to know about them.

So if you’re considering using Goprime Mortgage Inc for your home loan needs, then you’ll want to read this in-depth review first. We’ll cover everything from the company’s history and background to its current offerings and rates. By the end, you’ll know if Goprime is the right lender for you.

Goprime Mortgage Inc was founded in 2003 and is headquartered in Apex, North Carolina. The company offers a wide variety of home loan products, including fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, USDA loans, and conventional loans.

How Much Money Can You Borrow from Goprime Mortgage Inc?

If you’re looking for a mortgage from Goprime Mortgage Inc, you may be wondering how much money you can borrow. The answer to this question depends on a few factors, including your credit score, income, and debts.

Goprime Mortgage Inc will look at your credit score to get an idea of your financial history and how likely you are to repay a loan. They’ll also consider your income and debts when determining how much money you can borrow.

Generally speaking, the higher your credit score, the more money you can borrow from Goprime Mortgage Inc.

Overall, the maximum borrowing amount allowed is $1.5 million. Either way, just make sure to speak with your loan officer before signing the loan agreement.

Goprime Mortgage Inc Pros & Cons

There are many things to consider when choosing a mortgage provider, and it’s important to weigh the pros and cons before making a decision. The same goes for Goprime Mortgage Inc and it’s important to be very careful when weighing out both pros and cons. 

One of the biggest benefits of working with Goprime Mortgage Inc is that they are a BBB-accredited business. This ensures that you are working with a legit lender. But even though they are BBB accredited they still have a lot of bad reviews and ratings. 

On top of that, they haven’t disclosed anywhere on their website the interest rates they offer. This is counted as a major red flag since they are not transparent with their potential clients.

Pros:

• BBB Accredited 
• Have their own mobile app 
• Long loan terms 

Cons:

• Not HUD accredited 
• No interest rates disclosed 
• Bad ratings 

What is the Longest Loan Term You May Obtain from Goprime Mortgage Inc?

The longest loan term you may obtain from Goprime Mortgage Inc is 30 years. This is a standard loan term for most lenders, so you should have no trouble finding a loan with this term from another lender if Goprime Mortgage Inc is not the right fit for you.

Besides the 30-year loan term, you can also opt for loan terms of 10, 15, and 20 years. Whatever you might choose in the end, just make sure to consult with your loan officer to see which one would be the most suitable for you.

What Mortgage Rates Do Goprime Mortgage Inc Offer?

Goprime Mortgage Inc rates, as we have mentioned, are nowhere to be disclosed on their website. This is considered a major red flag since they are not transparent with their potential clients.

With this said, it’s best to find a lender that will openly state their interest rates and not only after you apply for a certain loan.

What is the Estimated Funding Time?

The estimated funding time for Goprime Mortgage Inc is 2 weeks. Keep in mind that this is just our estimate based on customer reviews but this waiting time can vary depending on the loan type you want to take out.

Usually, government-backed loans like FHA and USDA take a bit longer to be issued than conventional loans for example.

Do They Charge Mortgage Origination Fees?

If you’re considering taking out a mortgage with Goprime Mortgage Inc, you might be wondering if they charge mortgage origination fees. The answer is yes, they do charge these fees.

Origination fees cover the cost of processing and approving your loan. They can vary depending on the type of loan you’re applying for and the lender you’re using. Goprime Mortgage Inc’s origination fees are typically around $1,000 to about $5,000.

Does Goprime Mortgage Inc charge Prepayment Fees?

Goprime Mortgage Inc does not charge prepayment fees. This is good news for borrowers who want to pay off their loans early.

Prepayment fees are typically charged by lenders in order to recoup some of the lost interest they would otherwise earn if the borrower paid off their loan over the full term. By not charging these fees, Goprime Mortgage Inc is indicating that it is more interested in helping borrowers save money than making a profit off of them.

What Mortgage Programs Are Available?

If you’re looking for a mortgage, there are many programs available to suit your needs. These are the mortgage programs offered by Goprime Mortgage Inc:

• Conventional mortgage 
• FHA 
• VA 
• USDA 
• Adjustable rate loan 
• Reverse mortgage
• Refinancing loan

What Property Usage Types Does Goprime Mortgage Inc Allow?

Now that we mentioned different mortgage programs this mortgage banker offers, it’s crucial we also mention different property types you can finance using their mortgages. 

Goprime Mortgage Inc allows for a few different types of property usage, including:

• Primary residences
• Second homes
• Vacation homes
• Townhouses
• Commercial properties

How Do People Rate Customer Service and User Experience?

In order to get an accurate understanding of Goprime Mortgage Inc, it is important to hear from those who have actually used their services. Now, of course, the ratings are going to be a mix of both good and bad ones, but in the case of Goprime Mortgage Inc, they have more bad ones than good ones.

Primarily, clients are very mad about their customer service, stating they are incompetent and rude. They also said they can’t even answer a basic question. On top of that, there are also many complaints made against them stating they are very neglectful and they tend to change the loan agreement the way they like.

Some clients also stated that they lost the houses they wanted because Goprime Mortgage Inc wasn’t doing their job and just missed the closing deal. Overall, customer satisfaction with Goprime Mortgage Inc is non-existent with a rating of 2.3 which just confirms it.

So, if you want to work with a lender that is reputable and has good ratings, don’t hesitate to reach us. We can help you find the lender that will work best for you.

Contacts of Goprime Mortgage Inc

If you’re considering taking out a mortgage with Goprime Mortgage Inc, it’s important to do your research and make sure you understand the terms of your loan. Here’s a breakdown of the contact information for Goprime Mortgage Inc, so you can get in touch with them if you have any questions.

Corporate office address: Goprime Mortgage Inc
320 N. Salem, Ste 300, Apex, North Carolina

Phone Number: 888 524 2914

Besides reaching them on their designated phone number, you can also fulfill the form on their website. They have stated they will contact you in the shortest possible time.

Availability of Goprime Mortgage Inc

Goprime Mortgage Inc is based in Apex, North Carolina but they also have offices in 20 different states, Here is the list of their other locations:

• Alabama
• Arkansas
• Arizona
• California
• Florida
• Georgia
• Kentucky
• Minnesota
• Montana
• New Jersey
• Nevada
• Ohio
• Oregon
• Tennessee
• Texas
• Utah
• Virginia
• Washington
• Wisconsin 

Goprime Mortgage Inc Summary

• Goprime Mortgage Inc is a mortgage banker based in Apex, North Carolina. They have been operating since 2003.
• They offer a wide variety of government-backed loans as well as conventional loans.
• The company has really bad online reviews and overall customer satisfaction is really low.
• Even though they have BBB accreditation, they are not HUD accredited.

FAQs About Goprime Mortgage Inc

1. How to Contact Goprime Mortgage Inc?

You can contact Goprime Mortgage Inc either by phone ( 888.524.2914) or by filling out a form on their website.

2. What Services Does Goprime Mortgage Inc Offer?

They offer mortgage services for homebuyers and refinancing options for all those looking to refinance their loan.

3. How Can I Obtain a Loan at Goprime Mortgage Inc?

You can either fill out an application form on their website or visit the nearest branch.