Fintopi
    Facebook Twitter Instagram
    Fintopi
    • All About Loans
    • Personal Loans
    • Auto Loans
      • Student Loans
      • Payday Loans
      • Auto Loans
    Fintopi
    Home » An in-depth analysis of the lender Fidelity Funding Mortgage Corp
    What Mortgage Rates Does Fidelity Funding Mortgage Corp Offer?
    All About Loans
    FinTopiAuthorBy FinTopiAuthorMarch 16, 2023No Comments9 Mins Read

    An in-depth analysis of the lender Fidelity Funding Mortgage Corp

    Is Fidelity Funding Mortgage Corp legit? Throughout this Fidelity Funding Mortgage Corp review, we will provide an answer to that question.

    Fidelity Funding Mortgage Corp. might be able to help if your poor credit is keeping you from receiving a loan elsewhere. Applicants with credit scores below 620 are welcome to apply for a loan with Fidelity Funding Mortgage Corp.

    Our analysis of Fidelity Funding Mortgage Corp will provide you with all the facts you need to make an informed decision about whether or not to work with this company.

    Website https://www.fidelityfundingmortgage.com/
    Loan Amount It depends on the loan type and state
    Loan Terms(Years) 3 to 30 years
    Credit Score Range 580 and above
    Prepayment Fee It depends on the loan type
    No Origination Fee It depends on the loan type
    Mortgage Programs  FHA, VA, FNMA, FHLMC, USDA, and HECM loans
    Employment Statuses Considered Yes
    Intended Use Home purchase and refinance
    Joint Loan Applications Accepted N/A
    Minimum Age 18
    Property Type Single-family home, condo, multi-family home, manufactured home, etc.
    Verification Documents Required Personal tax return, pay stubs, bank statements, or asset account statements

    Table of Contents

    • How Much Money Can You Borrow from Fidelity Funding Mortgage Corp?
    • Fidelity Funding Mortgage Corp Pros & Cons
    • What is the Longest Loan Term You May Obtain from Fidelity Funding Mortgage Corp?
    • What Mortgage Rates Does Fidelity Funding Mortgage Corp Offer?
    • What is the Estimated Funding Time?
    • Do They Charge Mortgage Origination Fees?
    • Does Fidelity Funding Mortgage Corp Charge Prepayment Fees?
    • What Mortgage Programs Are Available?
    • What Property Usage Types Does Fidelity Funding Mortgage Corp Allow?
    • How Do People Rate the Customer Service and User Experience?
    • Contacts of Fidelity Funding Mortgage Corp
    • Availability of Fidelity Funding Mortgage Corp
    • Fidelity Funding Mortgage Corp Summary
    • FAQs About Loan Company

    How Much Money Can You Borrow from Fidelity Funding Mortgage Corp?

    Fidelity Funding Mortgage Corp.’s maximum loan amount is contingent upon your meeting a number of requirements. You’ll need to provide information about things like your present financial condition and the kind of loan you’re seeking for.

    To take just one example, Fidelity Funding Mortgage Corp’s maximum conventional loan amount is $715,000. If you want to find out how much of a loan you could get approved for, you need to contact Fidelity Funding Mortgage Corp directly.

    Fidelity Funding Mortgage Corp Pros & Cons

    Pros

    • Fidelity Funding Mortgage Corp’s lending programs are adaptable enough to meet the needs of a wide range of homebuyers.
    • Fidelity Funding Mortgage Corp. provides a mortgage calculator on their website.

    Cons

    • Fidelity Funding Mortgage Corp’s closing costs and fees are not stated on their website.
    • You must first talk to a loan officer to learn more about the services they offer.
    • Unfortunately, it’s only available in one US state for now.

    What is the Longest Loan Term You May Obtain from Fidelity Funding Mortgage Corp?

    Fidelity Funding Mortgage Corp. provides lending options with a great deal of leeway. Borrowers can select among loans with either a fixed or a variable interest rate.

    A fixed-rate mortgage has a set length of ten to thirty years, while an adjustable-rate mortgage’s term is variable and can be anywhere from three to ten years. Working with Fidelity Funding Mortgage Corp can allow you to secure a loan on terms that work for you.

    What Mortgage Rates Does Fidelity Funding Mortgage Corp Offer?

    It is not possible to check the website for the current Fidelity Funding Mortgage Corp interest rates. This leaves us unable to say whether or not their pricing is fair.

    Any time a company fails to be transparent with its customers, it should proceed with caution. Get a complete breakdown of the mortgage interest rate and closing expenses before signing any paperwork with Fidelity Funding Mortgage Corp. You should compare rates and terms with different lenders to find the best available offer.

    What is the Estimated Funding Time?

    Loan funding procedures may vary from one state to the next. Typically, the date of closing is often the same as the day of finalizing the financing. Early delivery is also possible. Loan closings can occasionally be finalized on the same day the buyer signs all required paperwork.

    You should contact Fidelity Funding Mortgage Corp’s loan department for an accurate funding estimate.

    Do They Charge Mortgage Origination Fees?

    Before a mortgage loan can be initiated, an origination fee must be paid to the lender. It’s possible that this rate, expressed as a percentage of the total loan amount, might fall anywhere from 1 to 5 percent. Although lenders who don’t impose such costs on their borrowers are uncommon, they do exist.

    Fidelity Funding Mortgage Corp, meanwhile, is not transparent about it. If you have any inquiries or want to know their origination costs, you need to contact one of their loan officers first.

    Does Fidelity Funding Mortgage Corp Charge Prepayment Fees?

    Mortgage loans, like the great majority of other loans, have prepayment penalties. However, these charges depend heavily on the specifics of the loan, so their size and length will vary widely.

    Fidelity Funding Mortgage Corp. does not impose prepayment penalties on Federal Housing Administration or Veterans Administration loans. If you want to know if there are any prepayment fees on your loan, you should contact Fidelity Funding Mortgage Corp.

    What Mortgage Programs Are Available?

    The following programs may be presented to you by Fidelity Funding Mortgage Corp when you apply for a mortgage loan with them:

    FHA loan – The down payment on an FHA loan is only 3.5%, while it is usually 10% or more for a conventional loan. If you’re a first-time buyer or just don’t have a substantial down payment saved up, an FHA loan may be a good option for you.

    VA loan – As a token of appreciation for their service, the government grants veterans access to VA Loans, which are mortgages with interest rates below the market average. VA loans typically don’t have credit score requirements and don’t require a down payment or mortgage insurance.

    FNMA loan – You can’t get a mortgage from Fannie Mae directly because the company doesn’t make loans. 

    Lenders (including traditional banks and non-banking institutions like Fidelity Funding Mortgage Corp.) are in charge of taking applications, doing underwriting (checking the client’s income, assets, and property value), and facilitating the closing process. Fannie Mae buys qualified loans from lenders once the loan closes.

    FHLMC loan – Instead of making loans to homebuyers, Freddie Mac purchases mortgage bundles from banks and other mortgage lenders. For banks to be able to lend more money to clients, they must first be able to free up cash by selling mortgages in bundles to Freddie Mac as mortgage-backed securities.

    Freddie Mac receives the funds from your mortgage servicer every month if your loan is serviced by this program. Your payment will be pooled with others, and after Freddie Mac deducts its fee and any applicable taxes, the remaining balance will be distributed to the investors who purchased the underlying mortgage-backed securities.

    USDA loan – If you live in a rural region and have a low or moderate income and are wanting to buy a home that will meet your basic needs, this program may be able to help. This program is designed to assist low-income rural residents in establishing, maintaining, or relocating their primary residences.

    HECM loan – The Home Equity Conversion Mortgage (HECM) is an FHA-insured reverse mortgage available to borrowers over the age of 62. Homeowners may access the equity in their properties and turn it into cash with this government-backed loan program.

    What Property Usage Types Does Fidelity Funding Mortgage Corp Allow?

    Fidelity Funding Mortgage Corp. offers loans for the purchase of property as well as the refinancing of existing mortgages. This property has the potential to either become your family’s permanent dwelling or a refuge for when you go on vacation.

    With the help of a loan from Fidelity Funding Mortgage Corp, you can cash out a portion of the equity you’ve built up in your house. Loans from Fidelity Funding Mortgage Corp can be used for the purchase of any kind of property.

    How Do People Rate the Customer Service and User Experience?

    Fidelity Funding Mortgage Corp is a small mortgage lender serving customers in Florida. They have been in business for more than twenty-eight years at this point.

    Fidelity Funding Mortgage Corp is not currently accredited by the BBB. Many consumers continue to associate the Better Business Bureau’s mark of approval with reliability and credibility. Furthermore, Fidelity Funding Mortgage Corp reviews vary widely. This makes it difficult to conclude much about the organization based on user reviews alone.

    Fintopi is able to assist you in determining whether or not it is wise to put your faith in Fidelity Funding Mortgage Corp if you are having problems making that decision.

    Contacts of Fidelity Funding Mortgage Corp

    Fidelity Funding Mortgage Corp welcomes your calls with any more questions you may have about their services. The contact details you’ll need to get in touch with them are all easily accessible on the site.

    Fidelity Funding Mortgage Corp phone number is (888) 774-4410. If you wish to apply for a loan immediately, you may also select a loan officer from a list that is offered on their website.

    Availability of Fidelity Funding Mortgage Corp

    Fidelity Funding Mortgage Corp is an authorized financial company that provides mortgage services in Florida. Fidelity Funding Mortgage Corp is open on weekdays from 9 am to 5 pm. During their posted hours of operation, customers can call customer service at the provided number. As with most businesses, Fidelity Funding Mortgage Corp is not open on the weekends.

    Fidelity Funding Mortgage Corp Summary

    The following is a summary of the findings from this Fidelity Funding Mortgage Corp Review.

    • Lending programs offered by Fidelity Funding Mortgage Corp can be customized to fit the specific requirements of each borrower.
    • Fidelity Funding Mortgage Corp. has not been given accreditation by the Better Business Bureau.
    • Fidelity Funding Mortgage Corp. interest rate and closing expenses are currently unavailable to the general public.
    • At present, Fidelity Funding Mortgage Corp is only available in one US state.

    Please let us know if Fidelity Funding Mortgage Corp is not a lender you feel comfortable working with, and we will make every effort to locate a lender who is.

    FAQs About Loan Company

    1. Who is Fidelity Funding Mortgage Corp’s president?

    Fidelity Funding Mortgage Corp’s president is Bob Gilbert. He has more than a decade of expertise as a mortgage expert.

    2. Where is Fidelity Funding Mortgage Corp headquarters?

    Fidelity Funding Mortgage Corp headquarters is located at 620 N Wymore Rd Ste 220, Maitland, Florida.

    3. Who are Fidelity Funding Mortgage Corp.’s competitors?

    Fidelity Funding Mortgage Corp’s competitors are Veterans United, LoanDepot, New American Funding, Florida Home Funding, and SunTrust.

     

    Auto Loans By State
    ‎Home Equity Loans By States
    ‎Mortgages By States
    ‎Personal Loans By State
    ‎Student Loans By State
    Auto Loans By State
    AL
    AK
    AS
    AZ
    AR
    CA
    CO
    CT
    DE
    DC
    FL
    GA
    GU
    HI
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    MP
    OH
    OK
    OR
    PA
    PR
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VI
    VA
    WA
    WV
    WI
    WY
    ‎Home Equity Loans By States
    CA
    CO
    CT
    DE
    DC
    FL
    GA
    HI
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NJ
    NM
    NC
    ND
    OH
    OR
    PA
    RI
    SC
    SD
    TN
    UT
    VA
    WA
    WI
    WY
    ‎Mortgages By States
    CA
    CO
    CT
    DE
    DC
    FL
    GA
    HI
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NJ
    NM
    NC
    ND
    OH
    OR
    PA
    RI
    SC
    SD
    TN
    UT
    VA
    WA
    WI
    WY
    ‎Personal Loans By State
    CA
    CO
    CT
    DE
    DC
    FL
    GA
    HI
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NJ
    NM
    NC
    ND
    OH
    OR
    PA
    RI
    SC
    SD
    TN
    UT
    VA
    WA
    WI
    WY
    ‎Student Loans By State
    CA
    CO
    CT
    DE
    DC
    FL
    GA
    HI
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NJ
    NM
    NC
    ND
    OH
    OR
    PA
    RI
    SC
    SD
    TN
    UT
    VA
    WA
    WI
    WY
    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
    FinTopiAuthor
    • Facebook
    • Twitter
    • LinkedIn

    The FinTopiAuthor, who prefers to remain anonymous for now due to privacy reasons, has a bachelor’s degree in finance and over 10 years of experience in financial planning and bank loans. For the last 3 years, they’ve been working as a freelance copywriter in the niche of financial products, investing, and money lending, with the special attention to pros and cons of different loan types. Besides an interest in financial topics, they’re keen on traveling and various adventures.

    Related Posts

    ‎Auto Loans In West Virginia

    January 27, 2023

    ‎Auto Loans In Virgin Islands

    January 27, 2023

    ‎Auto Loans In Vermont

    January 27, 2023

    ‎Auto Loans In Texas

    January 27, 2023
    Add A Comment
    Leave A Reply Cancel Reply

    Table of Contents

    Table of Contents

    Table of Contents

    • How Much Money Can You Borrow from Fidelity Funding Mortgage Corp?
    • Fidelity Funding Mortgage Corp Pros & Cons
    • What is the Longest Loan Term You May Obtain from Fidelity Funding Mortgage Corp?
    • What Mortgage Rates Does Fidelity Funding Mortgage Corp Offer?
    • What is the Estimated Funding Time?
    • Do They Charge Mortgage Origination Fees?
    • Does Fidelity Funding Mortgage Corp Charge Prepayment Fees?
    • What Mortgage Programs Are Available?
    • What Property Usage Types Does Fidelity Funding Mortgage Corp Allow?
    • How Do People Rate the Customer Service and User Experience?
    • Contacts of Fidelity Funding Mortgage Corp
    • Availability of Fidelity Funding Mortgage Corp
    • Fidelity Funding Mortgage Corp Summary
    • FAQs About Loan Company

    You Lost Money?

    Get Your Money Back

    Show Loans by state

    Loans by state

    AK
    AL
    AR
    AS
    AZ
    CA
    CO
    CT
    DC
    DE
    FL
    GA
    GU
    HI
    IA
    ID
    IL
    IN
    KS
    KY
    LA
    MA
    MD
    ME
    MI
    MN
    MO
    MP
    MS
    MT
    NC
    ND
    NE
    NH
    NJ
    NM
    NV
    NY
    OH
    OK
    OR
    PA
    PR
    RI
    SC
    SD
    TN
    TX
    UT
    VA
    VI
    VT
    WA
    WI
    WV
    WY

    Copyright © 2022-2023 Fintopi. All trademarks are the property of their respective owners.

    Facebook Twitter Instagram LinkedIn WhatsApp

    What's Hot

    An in-depth analysis of the lender First State Mortgage
    March 27, 2023
    Joe Biden’s Stance on Student Loan Debt: What You Need to Know
    March 27, 2023
    Creative Ways to Pay Off Student Loans: Tricks, Tips, and Strategies
    March 27, 2023
    What Is a Roth 401(k)? Here’s What You Need To Know
    March 26, 2023

    Categories

    • All About Loans
    • Auto Loans
    • Auto Loans By State
    • ‎Home Equity Loans By States
    • ‎Loans By States
    • ‎Mortgages By States
    • Payday Loans
    • Personal Loans
    • ‎Personal Loans By State
    • Student Loans
    • ‎Student Loans By State

    Company

    • Homepage
    • News
    • Our team
    • Our mission
    • Terms of use
    • Privacy Policy
    Disclaimer: We do our best to ensure that the information on our site is up to date and accurate. This information may differ from what you see on the websites of the companies we mention. All products and services are provided without warranty of any kind. When evaluating offers, you should check the terms and conditions of the product and/or company and/or company. Trademarks, product names, logos and others mentioned on Fintopi are the property of their respective owners. The information we present is for educational purposes only and you should consult with a licensed financial professional before making any financial decisions.

    Type above and press Enter to search. Press Esc to cancel.